EMV Debit Steering

(ID#1777) This POS option in Options Configuration controls how EMV card payments are handled by POS and the PIN Pad. When the consumer pays via an EMV card containing both Credit and Debit AIDs, POS will compare the amount entered in Option 5128 "Debit Cards Transaction Threshold" to steer the transaction towards Credit or Debit accordingly. If the transaction amount is at or above the dollar amount indicated in this option the PIN pad will steer the consumer to pay by PIN based debit. When below it will be processed as a credit card.

• Option 5129 "Debit Bin Range / EMV AID Checking in POS" must be set to Yes to steer the transaction towards Credit or Debit. If desired the consumer can select "Cancel" which causes the pin pad to step back to the Select Transaction Type screen. From this screen the consumer can select Credit or Debit.
• When Option 5129 is set to No, the transaction type selection buttons for Credit and Debit will appear for manually directing the transaction.
• The minimum pin pad requirement for this feature is the Ingenico isc 250 running RBA version 21.